Do You Know the Two Most Important Assumptions of Any Retirement Plan? If you’ve ever used a…

Do You Know the Two Most Important Assumptions of Any Retirement Plan?

If you’ve ever used a financial advisor or planning software to map out your retirement, this video is a must-watch. I’m Mike Palmer, CFP® and founder of Ark Royal Wealth Management, and today we’re diving into the two key assumptions that drive every retirement plan:
📈 Investment Return Assumptions
📉 Volatility (Standard Deviation)

These inputs power everything from your projected retirement date to how likely you are to run out of money. We’ll break down what they mean, why they matter, and how a small tweak can change your entire plan.

👥 Case Study: Meet Stan & Sally Smith and see how a simple shift from a 10% to 8% return in large cap stocks drops their plan’s success rate from well above average to needs improvement!

💡 Whether you’re near retirement or decades away, this video will help you ask the right questions:
✔️ What return assumptions are used for each asset class?
✔️ How is risk (volatility) factored in?
✔️ Are your projections realistic—or overly optimistic?

📊 Understanding these building blocks is critical for creating a retirement plan that’s resilient.

Want a second opinion on your retirement? Schedule a complimentary call here: https://ift.tt/ywB2Ot5

🔔𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐨𝐮𝐫 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬.
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📩 For business inquiries: mpalmer@ark-wealth.com

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✅ About Ark Royal Wealth Management.

Welcome to Ark Royal Wealth Management! We’re a Raleigh and Charlotte-based firm dedicated to helping you make smart, informed decisions about your money. Our team, founded by Mike Palmer, CFP®, in 2015, brings over 30 years of wealth management experience. We believe in being truthful, trustworthy, and transparent, values that guide everything we do.

On this channel, you’ll find expert insights on investing, financial planning, retirement strategies, and tax-saving techniques. All of our advisors are Certified Financial Planners™ who work together to provide personalized, strategic guidance. Join us on your journey toward financial clarity and confidence.

For Business inquiries, please use the contact information below:

📩 Email: mpalmer@ark-wealth.com

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🔎 Related Phrases:

What Is a Monte Carlo Simulation, Best Retirement Planning Software, Can I Retire on $2 Million, What Are Reasonable Return Assumptions for Retirement, Do I Need a Financial Advisor, How Much Does a Financial Advisor Cost

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https://www.youtube.com/watch?v=Ynh6Eb1ubJs

via Ark Royal Wealth Management
https://www.youtube.com/channel/UCVpo_9eJdigAdxCOpr5yCsg
June 11, 2025 at 07:07AM

from Ark Royal Wealth Management https://ift.tt/x3oRFzi